The 5% Club represents a select group of business owners who have built enterprises that operate independently of their day-to-day involvement, granting them both personal freedom and a highly valuable asset. These businesses are not only rewarding their owners now, but are also structured to be market-attractive for a successful future exit.

Unlike the 95% of business owners—where 80% struggle to sell their businesses due to limited market appeal or structural inefficiencies, and 15% regret selling because their personal and financial goals were unmet—members of the 5% Club have created self-sustaining enterprises. These businesses are strategically designed to be valuable and market-ready, aligning with both current lifestyle goals and future aspirations.

The Transition to Freedom Blueprint program helps you achieve this by creating a tailored Master Plan that transforms your business into an efficient, market-ready asset. Through structured guidance, the program focuses on optimising operations, reducing owner dependence, enhancing market appeal, and aligning the business with your financial and personal goals—so you feel fulfilled and confident in your transition when the time comes.

By undertaking this program, you’ll be on a clear path to joining the 5% Club—building a business that delivers personal freedom and financial security now and positions you for a successful and satisfying future exit on your terms.

Master planning is a strategy that should be implemented from the day the business opens, not at the end.  Master Planning focuses on drivers that enhance the value and efficiency of the business NOW, not just into the future.  It also focuses on helping the owner reach their near-term and long-term financial and personal goals ASAP. 

Experienced business owners know it takes time to properly implement business strategies.  From my own experience, it took 5 years of planning and executing master planning strategies to reach our goal of listing on the Australian Stock Exchange.  It is common for SME’s to take between 3 to 5 years to reach their owner’s goals, so the sooner planning starts, the better. 

Who knows, an acquirer might even knock on your door in that time.  Will you be ready to get the best value out of your business in that case?

The other factor to consider is that 50% of business owners don’t get a say when they transfer or sell a business because of the five D’s (death, disability, divorce, disagreement & distress). Do you want the peace of mind knowing you can pass the business on in great shape to your family and employees, no matter what unexpected event may happen?

At the end of the day you should ask yourself … “When would I like to have the freedom to choose when I work, where I work without financial restrictions, personal regrets or business remorse?”  

You have two choices …

1. Well into the future (the solution then is to just do nothing); or

2. As soon as possible (the solution here is to start your Master Planning NOW … contact Greg to start your journey)

This is a common issue for many business owners … not enough time.  You then must ask yourself … “What are my priorities in my business and my life … to constantly be putting out fires or find a way to stop the fires from starting in the first place?”  

Committing to the process of master planning will give you solutions to stopping fires before they start.  It will also help you find more freedom and also enhance the value of your enterprise. The time invested in master planning will reward you substantially more that just doing the same thing (that is not working), day in, day out.   So what’s your priority?

The primary difference between a family business and a non-family business comes down to the exit options chosen by the owner (i.e. transfer to the selected family members, or the choice of 7 other exit options).  All value enhancement strategies, goal setting, strategic planning and closure of the gaps holding the owner back from their dreams remain the same.  Master Planning is just as effective on family run businesses as it is on non-family run businesses.

If you owned a Formula One car, would you let anyone with a drivers licence take it for a spin, or would you insist only a specialist driver could take it out?  Your business is like a Formula One car, and it’s probably your most valuable wealth asset.

Now I’m sure your Accountant and Lawyer do a great job at their profession, but have they been trained in the many facets of master planning? I would not use an electrical engineer to build a road, nor a civil engineer to rewire my building. You need to get specialist advisors for specialist services. Master planning is a specialist service that requires the appropriate training, project management acumen and experience to carry out the Business Transition project successfully for the business owner.

Your Accountant and Lawyer should still play a big part in the master planning, but it is recommended to use them, and any other specialist advisors you use, for their respective skill-sets, and not in the specialist business transition role overseeing your largest and most critical wealth project.

These terms can be used for the same process, but it may dependent upon the country you are located in. 

In terms of “best-practice” standards, there should be no difference in the fundamental process encompassing three foundational goals for business owners … business goals, personal financial & risk goals and the owner’s personal goals. 

Boyer Business Advisory primarily uses the term “Master Planning”, and these three goals are front and centre when undertaking master planning with a client.

The terms “Business Transition Planning” and “Exit Planning” should also include these three goals, but some advisors may only address the business goals when talking about transition or exiting a business.  If advisors only focus on business goals, this is not true exit planning in accordance with the standards promoted by the world-renowned Exit Planning Institute (“EPI”) in the USA. 

Excluding financial & risk goals and personal goals in the planning process leaves the business owner at risk of transitioning out from their business without sufficient regard and assessment of their financial state and personal aspirations.  Survey statistics from EPI show 75% of owners regret their decision to leave their business due to insufficient planning around their financial and personal goals. 

It is recommended that you check with the advisor undertaking the services about which of the foundational goals are included in the terminology being used.